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Copyright infringement insurance coverage Do You Need Copyright Infringement Insurance Coverage? People are creating more content now than ever: eBooks, blogs, web journals, MySpace Pages, Podcasts. Every where, in abundance, you’ll find people sharing their ideas and opinions, and creating entertainment for everyone. However, with all the resources available to us, how can we be sure that we’re not violating copyright law? Should we have copyright infringement insurance coverage? Copyright infringement is the act of using someone else’s copyrighted material – in any form – in our own use without proper allowances. In order to be allowed to use the material, all we may need to do is ask and give the owner royalties, attribution, or some combination thereof. But, occasionally, it’s easy to forget that we need to ask before we use something without rights. You’re allowed to use copyrighted works in a number of forms – educational and instructional uses, parody, commentary, and news are all forms where you don’t need to ask for use – it’s considered fair use under the copyright law. However, even if you’re using the item of copyright in one of these forms, it would still be wise to inform the owner of your intent before using it. Of course, you should contact a copyright lawyer before using anyone else’s work(s), but to keep yourself safe, copyright infringement insurance coverage may be a good bet for you and your colleagues. Should you have copyright infringement insurance coverage? Although this is a new concept, it is one we should look at closely as creators. A well-known adage “there is no completely original idea” comes into play in our current age – while it’s entirely possible for us to have a thought, and act upon the thought – there may be, somewhere, someone who has created close to the same material as we have, without our knowing. Did we create it first? Did they? Would they be able to sue you for copyright infringement? These are the things to ponder as we create our media – should we have copyright infringement insurance coverage? What is copyright infringement insurance coverage? This coverage would be insurance for covering the cost to settle lawsuits brought in regards to copyright infringement – it would be a small amount of coverage. For example, you would only need around $5,000 to cover the court and attorney fees associated with a case, if a suit were brought against a person. Theoretically, you would only pay under $25 per year and would cover up to the five thousand dollar settlement should a case be brought against you. How would you use copyright infringement insurance coverage? Hopefully, you’d never have to use your copyright infringement insurance coverage. But, it would be there in case a charge was ever brought to you on copyright infringement With so many of us – bloggers, columnists, podcasters – creating our own content, it’s in our best interest to consider something such as this. We may not always get the rights we need in order to use a work, either whole or in part. As you can see, it can be critical to have copyright infringement insurance coverage as a blogger, podcaster, columnist, or other content creator. It’s imperative that we know our rights to use something (or to NOT use something) and what we can do to protect yourself. Copyright infringement can carry a serious penalty, and insurance coverage is a good way to insure that you’re protected from hefty fines. Talk to you current insurance provider and copyright lawyer to find out what you need to do, and what you need to know, to get proper insurance for your needs.

Working on Your Own Time: It’s What Freelancing is About (freelance jobs) Do you have a busy life? Do you wish that you could schedule your work around the rest of your priorities? You work to make money so that you can live. You have no choice but to pay for housing and food and other life necessities. Because you need the money, work tends to creep up to the top of the priority list. Other things are more important though. Freelance jobs allow you to put work where it belongs on the list of priorities. You can play with your kids when they’re home, enjoy doing the things you enjoy outdoors while it’s daytime and spend your Sunday mornings at church instead of behind a counter. The work still needs to get done, but you can do it when you have time instead of from nine to five, Monday through Friday or worse, whenever you’re put on the schedule. Kinds of Freelance Jobs Do you have the appropriate skills and abilities to work at freelance jobs? There are many, many different kinds available. Those with professional degrees can consult. While the jobs that result from extensive education generally lead to many hours working for a good salary, your education can lead you in another direction. If you can manage to find the clients, you can work by appointment only, guiding those who do not have the experience or education that you have. If you are not a professional, you may still have the appropriate talents that will get you into freelance jobs. Writing is a very popular freelance opportunity. You live in a world that relies on the written word. You do not go through a single day without reading a considerable amount of text. Someone needs to do all of that writing, and much of it is hired out to freelancers. Actually, any skill that you possess may be suited to freelance work. Check out a few job boards and find out who’s hiring. Tips of the Trade Freelance jobs are out there, but so is the competition. To get yourself to the top of the hiring list, there are a few things you can do. First, use any experience you have to your advantage. Even if a previous job was short term or didn’t seem significant to you, you gained experience there. Let the employers know about everything you can do. Another thing you must do as a freelancer is to be very consistent and organized. An employer will be much more likely to rehire you if you turn out a good product. Everything you turn in should be clear and professional. Always meet deadlines. While most of the freelance jobs are extremely flexible, allowing you to work at your convenience, there are still deadlines. The work needs to be finished when the employer asks for it. Most of the qualities that will get you more freelance jobs only require common sense and a good work ethic. Living on Sparse Paychecks One downside of freelance jobs is that they are not necessarily consistent. Especially if you jump from one job to another, working for different companies, you will not have any guarantee about how much you will get paid each month. The flexibility may or may not be worth the uncertainty of freelancing to you. If you can manage to save effectively, the distance between paychecks won’t matter. If you do get frustrated about always wondering where the next paycheck is coming from, just remind yourself that the trade off is getting to enjoy more precious time not tied to a desk. There are definitely pros and cons when it comes to freelancing. You just need to decide how important it is to you to prioritize your life around what really matters to you.

Ways to Quit your Job Yet Still Maintain Positive Ties Just as there are ways to get jobs, there are also ways to leave jobs--especially one where you have cultivated relationships. Moving on to a new position does not mean that you have to leave on bad terms. Get the job you want without leaving your current job on bad terms. Choosing to leave one job for another one is a decision that is often unavoidable. In order to progress in life, changing jobs may be necessary. Whether it is increased pay, more room for advancement or a better work environment, changing jobs is a natural part of life. While some employees leave jobs because they are unhappy, other employees leave because they simply need or want a new job. These employees may have great working relationships with their employees and co-workers. They may even have good personal relationships with these people. Extenuating circumstances like friendships can make it difficult to move from one job to another. However, this necessary move can be made without destroying ties that are important to you. Being professional and careful when leaving your job can make leaving much easier. First of all, do not tell anyone you are planning one leaving. No matter how close you are to your co-workers, keep your intentions quiet. Arrange interviews during times that do not conflict with your current job. You do not want to miss work for an interview. Remember your current employer is an excellent reference for you. Maintain your good reputation at your current job. Continue to do a good job and care about your particular position. Using the company phones, e-mail or fax machine to contact your new potential employer is not appropriate. Use your own devices to contact the interviewer. Until you have the new job, things should be business as usual on your current job. Also, never give your notice at your current job until you are sure that you have the other job. Having to retract a two-week notice because you prematurely gave it is a sure way to cause friction. Once your new job is secure and you have given your tow week notice, continue to be a good employee. Be on time for work and complete your projects. Remember, no matter what your new job is, you have obligations to your current job. Write out your notice. Compose a nice letter thanking your boss and co-workers and provide two or more weeks notice. By giving a written and dated letter no one will be able to dispute the length of your notice. Also, you will be providing a professional and considerate notice. Allow your co-workers and bosses to say goodbye to you. If they want to take you out for a drink on your last day, oblige them. Enjoy celebrating an end of an era. You may keep in contact afterwards but you probably won’t be working together again. Let them know that you realize this and that you leaving is not personal. Sometimes, no matter what you do, some people are not going to be okay with you leaving a job. There will always be someone who thinks that you getting another job is not a good idea for you. This is especially true for co-workers or bosses who you have a relationship with. Some of that is probably coming for the fact that they will miss you being around the office. Others can be envious of your boldness. It takes a lot to leave a comfy work environment for a challenging job. There is no way to please everyone. In these cases, just remain positive and ignore any backlash you may face.